Can an employer contribute different amounts toward employee medical insurance?
The Affordable Care Act tax forms you need to fill out
The federal government enacted the Affordable Care Act (ACA) in 2010 to make health insurance more cost-effective and accessible for Americans. The ACA applies …
Does an HRA work with Medicare?
Medicare is a valuable insurance option for U.S. citizens aged 65 or older and young people with disabilities. According to the Centers for Medicare & Medic …
Guide to ACA employer penalties
If you’re an employer with U.S.-based employees, you need to be aware of the Affordable Care Act’s (ACA) employer mandate and the penalties associated with it. …
What is the employer shared responsibility provision (ESRP)?
The Affordable Care Act (ACA) introduced several provisions to improve healthcare access for Americans. One of them is the employer shared responsibility provis …
Can I use an ICHRA with an HSA?
Navigating the world of healthcare can be challenging, especially when it comes to choosing the right health benefit for your organization. Both individual cove …
Can I offer an ICHRA only to out-of-state employees?
The flexibility of individual coverage health reimbursement arrangements (ICHRAs) makes them ideal for employers wanting to provide health benefits to a diversi …
Integrated vs. stand-alone HRA
As healthcare costs continue to rise, some employers are struggling to support their employees' needs while sticking to a reasonable budget. One solution for af …
The ICHRA and premium tax credits: what are the rules?
Editors note: We updated this article in September 2024 to include the latest ICHRA affordability numbers for 2025. Employees participating in an individual cov …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
What percent of health insurance is paid by employers?
