Innovative health benefits for small businesses

With a PeopleKeep HRA, you can offer your employees a health benefit that works for everyone—while you stay in control of your budget.

  • Offer a competitive benefit without breaking the bank
  • Spend only minutes each month on benefit administration
  • Let your employees choose their coverage with in-house support
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Tailored health benefits for small businesses

To attract and retain employees, you need a standout benefits package. But for small employers, offering health benefits can feel impossible. Group health insurance is expensive and other options are too inflexible or financially risky. 

That’s where PeopleKeep comes in. We believe personalized health benefits should be within reach for every business—no matter the size.

With a health reimbursement arrangement (HRA) offered through PeopeKeep, you set your budget. Your employees get tax-free reimbursements for medical expenses, including their individual health insurance premiums. HRAs are flexible, affordable, and tailored to fit your team’s needs—without the complexity of traditional plans.

Award-winning HRA software trusted by employers

5x Stevie Award Winner - 2020, 2021, 2022, 2023, 2024
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PERSONALIZED HEALTH BENEFITS ADMINISTRATION

HRA administration with PeopleKeep

PeopleKeep makes launching and managing an HRA accessible and intuitive for employers.

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Design your HRA

Our platform guides you through the benefit design process. You can customize employee allowances and other plan details, like waiting periods.

Onboard your employees

Once you’ve designed your HRA, you can add your people to the benefit. Our platform will automatically generate plan documents and send out invites.

Employees get qualifying coverage

With a QSEHRA or ICHRA, your employees can shop for a health insurance policy and ancillary coverage from their PeopleKeep dashboard. Our in-house enrollment specialists are available to assist them.

Reimburse your employees

Once you’ve launched your benefit, your employees can submit reimbursement requests. We review their requests for you for IRS compliance.

PeopleKeep’s software lets you administer three types of HRAs:

QSEHRA

Qualified small employer HRA

A powerful alternative to group health insurance for small employers.


For small businesses with <50 employees


LEARN MORE

ICHRA

Individual coverage HRA

A health benefit that enables employers to cover the individual insurance plans their employees choose.


For organizations of all sizes


LEARN MORE

GCHRA

Group coverage HRA (integrated HRA)

A health benefit that employers can use to help employees with their out-of-pocket expenses.

LEARN MORE

Qualified small employer HRA

QSEHRA

A powerful alternative to group health insurance made specifically for small employers.


  • For small businesses with <50 employees
  • IRS-set allowance caps

Individual coverage HRA

ICHRA

A health benefit that enables employers to cover the individual insurance plans their employees choose.


  • For organizations of all types and sizes
  • No allowance caps

Group coverage HRA (integrated HRA)

GCHRA

A supplemental health benefit that employers can use to help employees with their out-of-pocket expenses.


  • Supplements group health insurance plans
  • For out-of-pocket costs
BENEFITS QUIZ

Not sure which HRA is the best fit for your team?

Take our easy, interactive quiz.

How our software works

PeopleKeep makes the process of offering a tailor-made health benefit easy.  Our user-friendly software allows companies to set up and launch an HRA in minutes. It also gives employers more control over their budget while giving employees more flexibility over how to leverage their benefits.

Here’s a breakdown of how the process works:

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Step 1: Design your benefit & invite employees

Design your custom HRA benefit. Define your benefit start date, allowance amounts, eligibility criteria, and other aspects that align with your company’s policies and employee needs.
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Step 2: Employees make eligible purchases

Once invited and onboarded, employees can submit eligible health expenses for reimbursement. Our system ensures a smooth process for submitting and tracking expenses.
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Step 3: Approve expenses & reimburse employees

Once submitted expenses are verified and approved, you can proceed with reimbursement. You can reimburse your employees through payroll, check, cash, or bank transfer.

Is an HRA right for you?

  • Small businesses

  • Large employers

  • Nonprofits

  • Brokers & agents

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PeopleKeep for small businesses

Whether you're offering benefits for the first time or looking for an affordable alternative to group health insurance, PeopleKeep can help. See how PeopleKeep's HRA solution works for organizations with fewer than 50 employees.

  • You set your benefits budget
  • Your employees can choose the plans that work best for them
  • We handle the most time-consuming tasks for you
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HRA solutions for large employers

Have 50 or more employees? As an applicable large employer, the ACA requires you to offer health insurance. You can break free from annual rate increases with an ICHRA. Learn more about how PeopleKeep and Remodel Health can help you offer an ICHRA to your team.

  • Comply with the ACA without breaking the bank
  • Save your HR department time
  • Improve employee satisfaction and retention
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Nonprofit health benefit solutions

Running a nonprofit is hard work. If you have a limited budget or resources, you can still offer a quality health benefit thanks to HRAs. By working with PeopleKeep, you can build an affordable health benefit that your employees love.

  • No minimum contribution amounts
  • No minimum participation requirements
  • You set your benefits budget
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Offer an HRA to your clients

Are you a broker or a trusted advisor? As a local agent, you need every advantage to maintain strong client relationships. Working with PeopleKeep can transform the way you work with clients. 

  • Offer your clients a health benefit they can afford
  • Remain the agent of record for your clients
  • Earn commissions
KEY FEATURES

Why choose PeopleKeep? 

Award-winning support

Our responsive, U.S.-based customer support team is ready to help your team when you need us. We’ve won five consecutive Stevie Awards for our customer service!

Benefit personalization

You have complete control when designing your health benefit. Choose which expenses are eligible for reimbursement, define employee eligibility, and more.

Complete cost-control

Set custom allowance amounts that align with your budget. Say goodbye to unexpected rate hikes and welcome a more sustainable, budget-friendly approach to employee benefits.

TESTIMONIALS

What our customers say

See our testimonials below, or see our complete case studies.

“We were sold on PeopleKeep because of your affordable pricing, great customer service... It fits within our budget and the product is clean, robust, and easy to use.”

“PeopleKeep is modern, accurate, compliant, and user-focused. The platform helps keep our records up-to-date. We just log on and it’s all there.”

"Working with PeopleKeep's customer service team through the chat function has been great and responses have been fast."

“We were sold on PeopleKeep because of your affordable pricing, great customer service... It fits within our budget and the product is clean, robust, and easy to use.”

Stephen Goodrow

| NOBL Beverages

“PeopleKeep is modern, accurate, compliant, and user-focused. The platform helps keep our records up-to-date. We just log on and it’s all there.”

Dawn Borgia

| Coastal Community Church of Virginia Beach

"Working with PeopleKeep's customer service team through the chat function has been great and responses have been fast."

David Herzog

| CompuWave

“We previously had a QSEHRA through Gusto. But the administrative process was clunky and caused the team a lot of anguish. We were excited to switch to PeopleKeep because they were clearly focused on customer service and creating an easy platform for our team to use.”

Janan Sirhan

| Impactual LLC

“Not only is our QSEHRA benefit an added bonus to our compensation package, but it also helps with our employee retention.”

Neenah Marie

| 2 Pees in a Pot

CUSTOMER SUCCESS STORIES

Learn how some of our customers have leveraged PeopleKeep to build better benefits packages

Health benefits and small business resources

DEMO

Watch a demo

Get a first-hand look at how our platform transforms HRA management with our demo videos.

SEE IT IN ACTION
QUIZ

Take our HRA quiz

Not sure which benefits plan is right for you? Let our HRA quiz guide you toward the best options.

TAKE QUIZ
DOWNLOADS

Explore resources

Dive into our extensive collection of detailed guides, comparison charts, and reports.

SEE RESOURCES
BLOG

Read the blog

See our hundreds of informative articles on all things health benefits and small business.

READ BLOG

FAQs

What is PeopleKeep?

PeopleKeep, powered by Remodel Health, is a leader in HRA administration. Since starting as Zane Benefits in 2006, we've helped thousands of organizations offer health benefits their employees love.

Learn more about us.

Which benefits can I offer through PeopleKeep?

We can help you offer three types of HRAs:

  • The qualified small employer HRA (QSEHRA)
  • The individual coverage HRA (ICHRA)
  • The group coverage HRA (GCHRA)

How does an HRA with PeopleKeep work?

Our intuitive administration platform makes it easy to set up and manage an HRA.

Learn more about how it works

What is an HRA?

An HRA is an employer-funded health benefit. It allows you to reimburse your employees tax-free for their qualifying medical expenses. With a QSEHRA or ICHRA, this includes individual health insurance premiums. By setting allowances, you can save time and money over offering a group health plan.

Learn more about HRAs

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START BUILDING BETTER BENEFITS

Ready to offer a better health benefit without increasing your workload?

Learn how PeopleKeep's HRA platform helps you maximize your employee health benefit without straining your schedule or budget. Schedule a live demo or connect with us to access a personalized quote.