Individual coverage HRA (ICHRA) employee classes
One of the most exciting things that sets the individual coverage health reimbursement arrangement (ICHRA) apart from other HRAs is the flexibility to designate …
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Business owner eligibility under an ICHRA [infographic]
Health reimbursement arrangements (HRAs) are popular and cost-effective alternatives to traditional group health insurance plans. Entering its fifth year as a t …
ICHRA rules you need to know
With the rising cost of traditional group health plans, many employers are looking for alternatives that meet their employees' diverse needs. Thankfully, health …
How HRAs affect premium tax credit eligibility
With a stand-alone health reimbursement arrangement (HRA), employers can reimburse employees tax-free for their healthcare costs. Unlike traditional group healt …
What are the ACA safe harbors for ALEs?
The Affordable Care Act’s (ACA) employer mandate requires applicable large employers (ALEs)—organizations with 50 or more full-time equivalent employees (FTEs)— …
What are the ICHRA plan document requirements?
The individual coverage health reimbursement arrangement (ICHRA) allows employers to provide a health benefit in which they can reimburse their employees, tax-f …
Myths about health reimbursement arrangements (HRAs)
If you’re an employer offering a health benefit for the first time, you may be deciding between traditional group health insurance and a healthcare reimbursemen …
Pros and cons of stand-alone HRAs
Designing an affordable and attractive benefits package is challenging for many employers. But, rising healthcare costs and participation requirements can make …
Fully-insured vs. self-insured health plans
As medical costs continue to rise, some employers are searching for ways to control expenses without negatively impacting health coverage for employees. That’s …
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