How to prepare for open enrollment as an employer
If you're an employer with a limited budget, you may find it hard to offer employee health benefits. But a personalized benefits package that includes quality h …
Does an HRA roll over?
Health reimbursement arrangements (HRAs) are flexible and personalized health benefits that employers offer their employees to cover the cost of health insuranc …
Which health reimbursement arrangement is right for your client?
As a broker, you must familiarize yourself with a wide range of health benefit options before recommending one to your client. Due to the rising interest in per …
Individual coverage HRA (ICHRA) employee classes
One of the most exciting things that sets the individual coverage health reimbursement arrangement (ICHRA) apart from other HRAs is the flexibility to designate …
Are HRAs subject to Medicare Secondary Payer (MSP) requirements?
The number of Americans enrolled in Medicare, largely those with disabilities and older adults, is growing steadily as the population ages. The Centers for Medi …
What are the common healthcare reimbursement models for small businesses?
If you're worried about the cost of care for your employees, you're not alone. For small employers, in particular, it's hard to find affordable health insurance …
Does medical debt affect your credit score?
About 92% of Americans have some form of health coverage. But that doesn’t mean they don’t have medical bills1. Even if your health plan has a low deductible an …
How to attract talent in the gig economy
In recent years, the gig economy—a labor market in which independent workers have short-term contracts or gig work as opposed to permanent jobs—has shown incred …
The QSEHRA: Pros and cons
A robust benefits package that includes health coverage is an important recruiting tool for every employer. However, soaring medical costs can make offering hea …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
What percent of health insurance is paid by employers?
