Is an integrated HRA right for my organization?
Many business owners offer a traditional group health plan to help with employee recruitment and retention efforts. But, due to rising healthcare costs, it can …
How ERISA affects ICHRA
The Employee Retirement Income Security Act1 of 1974 (ERISA) is a federal law that governs employee benefit plans, including employer-sponsored health insurance …
How to reduce employee benefit costs amidst inflation
With rising inflation rates and the talk of a possible recession, many organizations find it challenging to keep up with demand from workers in providing compet …
How to grow your insurance book of business with an HRA
As a health insurance broker or agent, growing your book of business is a priority. While methods like upselling, networking, and advertising are the traditiona …
Pros and cons of the individual coverage HRA
Many see health benefits as one-size-fits-all, but nowadays, employees expect customization and flexibility. That mindset helped boost the popularity of health …
What is open enrollment?
As each year ends, employers and employees must start making plans for the new year—and their health coverage is no exception. November through January is gener …
Can an employer contribute different amounts toward employee medical insurance?
What is a no-deductible health plan?
Employers have several types of health plans to choose from when designing their benefits packages. Because attracting and retaining talented workers is a high …
What is a zero cost sharing plan?
American Indians and Alaska Natives face many healthcare inequalities from other Americans, such as high uninsured rates and increased barriers to finding prope …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
How HSA contribution limits work for spouses
