
7 group coverage HRA rules to know
Health reimbursement arrangements (HRAs) have become an increasingly popular healthcare benefit option for employers. While many employers offer an HRA instead …

Important deadlines for health reimbursement arrangements
If you’re an employer who has recently set up a health reimbursement arrangement (HRA), you may have questions about required timeframes and deadlines for reimb …

What is a consumer driven health plan (CDHP)?
An employer’s health insurance benefits are a serious consideration for job seekers. But, offering traditional group insurance can be expensive and tricky. As g …

Section 125 premium-only plan rules & regulations
Employers can have difficulty enticing and retaining talented workers in today’s tight labor market. One way to make your business more attractive is by offerin …

Substantiation requirements for employee health benefits
Employee health benefits are an essential component of any comprehensive compensation package. However, employers must ensure that the benefits they offer compl …

What are the ACA essential health benefits?
Before the implementation of the Affordable Care Act (ACA) in 2014, health plans typically had various exemptions for essential services, including maternity ca …

Best states for an HRA
Health reimbursement arrangements (HRAs) have become increasingly popular among business owners as a cost-effective alternative to traditional group health insu …

Pros and cons of stand-alone HRAs
Designing an affordable and attractive benefits package is challenging for many employers. But, rising healthcare costs and participation requirements can make …

What is a medical expense reimbursement plan (MERP)?
Several new health benefits plans have become available to employers in recent years that allow organizations to offer healthcare to their employees without pur …