
Can I pair employer benefits with premium tax credits?
Many employers are moving away from traditional group health insurance by offering more affordable and flexible health benefits like health reimbursement arrang …

Are HRAs or HSAs a better nonprofit benefit offering?
Increasing health insurance costs are inevitable amidst inflation and rising medical costs. Unfortunately, for many nonprofit organizations, increased budgets a …

Why HSAs don’t work by themselves
Due to the rising cost of medical care, many small and medium-sized businesses (SMBs) are looking for affordable health benefits options that provide employees …

How does an HRA work?
Offering traditional group health benefits has grown increasingly difficult for small and mid-sized organizations. It can often be too costly, complex, or rigid …

Top challenges facing health insurance professionals
The last few years have been particularly challenging for healthcare professionals, including those in the insurance industry. Even post-pandemic, insurance lea …

How are health insurance premiums calculated?
If it’s your first time enrolling in a health insurance policy, you’re probably most eager to know how much your coverage will cost. While each type of insuranc …

HRA plan documents: What are the requirements?
When considering health benefit options, many employers turn to health reimbursement arrangements (HRAs) as a cost-effective and flexible alternative to traditi …

Who can administer a health reimbursement arrangement (HRA)?
In the world of employee benefits, health reimbursement arrangements (HRAs) have gained popularity as a flexible and cost-effective health coverage option. Some …

HRAs for dummies
Healthcare is often a complex and confusing topic, especially when it comes to navigating insurance plans and understanding the different options available to y …