
What is a physician hospital organization (PHO)?
As the healthcare industry evolves, physicians and hospitals seek new models to enhance collaboration. One such model is a physician hospital organization (PHO) …

How to choose a health insurance broker
Securing health coverage seems like it would be quick and easy. But, comparing policies, understanding provider networks, and understanding what health insuranc …

Guide to open enrollment for health insurance for individuals and families
Health insurance can be a lifeline in times of need. But its intricacies often leave people confused and anxious. This makes the process of purchasing a health …

What is a health insurance subsidy?
Whether you’re a small employer or an individual, you probably want to reduce your healthcare costs. Rising premium rates and unexpected out-of-pocket expenses …

A state-by-state guide to extended open enrollment periods
You can't sign up for health insurance coverage whenever you want. For Marketplace health insurance, there's typically one window of time to sign up, known as t …

How to prepare for open enrollment as an employer
If you're an employer with a limited budget, you may find it hard to offer employee health benefits. But a personalized benefits package that includes quality h …

How to make a high deductible health plan work for you
With rising healthcare costs nationwide, it’s understandable to want a cost-effective health plan that doesn’t sacrifice quality of care. You've probably encoun …

What is the Health Insurance Marketplace?
The Affordable Care Act (ACA) created a competitive individual insurance market called the federal Health Insurance Marketplace, or HealthCare.gov. But many won …

How Millennials and Gen Z are changing health insurance
With millions of Baby Boomers retiring every year, Millennials and Generation Z dominate the workforce. There are 49.5 million Millennial workers and 17.3 milli …