
How Medicare premiums are calculated
If you're currently on Medicare, you probably know your monthly health insurance premium changes annually. But how the federal government determines your premiu …

How to cancel your health insurance policy
There are several reasons why you may need to cancel your health insurance policy. Typically, this is done during Open Enrollment. However, other circumstances …

The least and most expensive states for individual health insurance
Having a health insurance plan is an excellent way to ensure you have access to the care you need to stay healthy. But depending on where you live, the cost of …

What is an EOB?
Have you recently had a doctor's office visit? If so, you likely received an explanation of benefits (EOB) in your mailbox. While it may seem like a bill, an EO …

What is Section 1557 of the ACA?
The Affordable Care Act (ACA) is a landmark piece of legislation that transformed the healthcare landscape. Among its many provisions, Section 1557 stands out a …

Public vs. private health insurance exchanges
Health insurance coverage can help minimize your out-of-pocket costs for medical care. If you don’t have employer-sponsored health insurance, you can enroll in …

How to switch to your spouse's health insurance policy
Are you and your legal spouse both eligible for employee health insurance benefits? If so, you should explore each of your company's health insurance options to …

What is employer-sponsored health insurance?
In today's competitive labor market, employee benefits are more important than ever. According to our 2024 Employee Benefits Survey, 81% of employees consider a …

Level-funded vs. self-funded health plans
Small employers shopping for a health plan face the critical task of finding a policy that balances cost, coverage, and the well-being of their employees. While …