Do employers have to offer health insurance to part-time workers?
Employer-sponsored health insurance isn’t commonplace for part-time employees. According to the Bureau of Labor Statistics, only 26% of employees with part-time …
What are health insurance rewards programs, and how do they impact HRAs?
A recent Talker Research survey found that 60% of Americans rate their holistic health as average. Many participants are looking to eat healthier, age well, and …
How does the employer mandate apply to controlled groups?
The Affordable Care Act's employer mandate requires applicable large employers (ALEs) to offer their employees affordable health insurance that provides minimum …
How nonprofits can offer health insurance
Rising healthcare costs make it difficult for many small employers to offer quality health benefits. This can be especially true for nonprofit organizations. Wi …
What is group health insurance?
For decades, traditional group health insurance has been the go-to employee benefit. According to KFF1, 60.4% of people had employer-sponsored health insurance …
What is COBRA?
When an active employee who participates in your health plan leaves your company, their health benefits don’t necessarily end. Federal or state laws may require …
Understanding health insurance - A basic overview
Suppose you’re ready to select a health insurance policy for the first time—whether from your employer or the individual market. But as you start looking at hea …
What is a binder payment?
Imagine you’re shopping for health insurance on the individual market for the first time. You’ve filled out your application, chosen your policy, and now you’re …
What is guaranteed issue in health insurance?
Navigating the complexities of health insurance coverage is often a challenge, especially for those with known medical conditions. With so many choices, confusi …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
How HSA contribution limits work for spouses
