2025 HSA contribution limits
Healthcare is expensive. But, many Americans don't have emergency savings for unexpected medical bills. According to a Bankrate report1, 27% of adults have no e …
What is the Small Business Health Options Program (SHOP) Marketplace?
Traditional group health insurance covers almost 153 million Americans1. But even though it’s popular, many small employers have difficulty offering a group hea …
What is coinsurance?
If you have a health plan—whether through your employer or the individual market—it’s essential to know health insurance terminology. While some key terms may b …
The history of health reimbursement arrangements (HRAs)
Offering employer-sponsored health benefits in the U.S. dates back to World War II. Traditional group health insurance, which dates back to the early twentieth …
What is a qualifying life event?
When the Affordable Care Act (ACA) went into effect, it ensured that anyone who applied for individual health insurance would get approved and enrolled. Open en …
What is a physician hospital organization (PHO)?
As the healthcare industry evolves, physicians and hospitals seek new models to enhance collaboration. One such model is a physician hospital organization (PHO) …
Common types of health insurance plans
Whether you need individual health insurance for yourself or a group health plan for your employees, many plan options are available. Knowing about various heal …
How to choose a health insurance broker
Securing health coverage seems like it would be quick and easy. But, comparing policies, understanding provider networks, and understanding what health insuranc …
Nine reasons for rising healthcare costs
The average American spends a considerable amount on healthcare each year. Premium increases, higher deductibles and copays, and soaring prescription drug price …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
What percent of health insurance is paid by employers?
