
Who is eligible for the individual coverage HRA (ICHRA)?
Group health insurance remains a popular employer-sponsored benefit in the United States. But traditional group health plans are too costly for many employers. …

Health reimbursement arrangement (HRA) eligibility FAQs
Finding health benefits for your organization can be daunting. Small employers are turning to health reimbursement arrangements (HRAs) to offer health benefits …

What is a healthcare benefit allowance?
The rising cost of health insurance has many employers wondering how they can afford coverage for their employees. Many of them find that traditional group heal …

What does out-of-pocket medical expense mean?
Health insurance protects you financially when you need routine care or experience a medical emergency. But while health insurance covers many services and item …

Understanding the codes on your medical receipts
Have you ever looked at your receipt from the drugstore and noticed an “H” or “F” next to something you purchased? Those are health codes that tell you which it …

What are the metallic tiers of health insurance coverage?
One goal of the Affordable Care Act (ACA) is to improve access to affordable health insurance plans for individuals without employer-sponsored coverage. The sta …

Should I offer an HRA or HSA?
When researching employee health plans, it's easy to confuse different benefits with one another. Two commonly mixed-up benefits are health reimbursement arrang …

Guide to premium tax credits for health insurance
If you’re new to shopping for health insurance, you may wonder how premium tax credits can help you lower your monthly premium payments. Knowing how to use tax …

What is a catastrophic health insurance plan?
Healthcare costs continue to rise, making it challenging for people to find affordable coverage. In response to this, catastrophic health plans have emerged as …