
How to offer health insurance to part-time employees
Providing affordable health insurance to employees can boost your benefits package and help you recruit qualified full- and part-time workers. And yet, while 89 …

What is employer-sponsored health insurance?
In today's competitive labor market, employee benefits are more important than ever. According to our 2024 Employee Benefits Survey, 81% of employees consider a …

HSA vs. FSA: What's the difference?
Health savings accounts (HSAs) and flexible spending accounts (FSAs) are two common savings vehicles that can help you manage your medical costs. Yet, many peop …

Choosing between a low or high deductible health plan
Whether you’re an employer shopping for a group plan for your staff or an individual seeking insurance for you and your family, you’ve likely wondered about the …

Level-funded vs. self-funded health plans
Small employers shopping for a health plan face the critical task of finding a policy that balances cost, coverage, and the well-being of their employees. While …

What is an HRA?
Offering a health benefit is a big financial decision for employers and business owners alike. You have to consider things like cost, flexibility, and medical s …

Do small businesses have to offer health insurance?
Most non-elderly people in the U.S. get health coverage through their employer. According to KFF, about 164.7 million people younger than 65 had employer-provid …

Offering a QSEHRA vs. group health insurance
The traditional healthcare benefits option for employers remains group health insurance. But, group policies are difficult for small employers to offer. That’s …

State-by-state guide to health insurance marketplaces
The Affordable Care Act (ACA) requires every state to have a health insurance exchange or marketplace. These exchanges allow individuals and small businesses to …