
Can I have an HRA and an FSA at the same time?
Does your employer offer you a health reimbursement arrangement (HRA)? if so, you have access to a flexible health benefit that empowers you to make your own he …

How your employee benefits package can foster inclusivity
The modern workplace showcases remarkable diversity. Currently, five generations coexist within the workforce, each with its own unique needs and challenges. Ad …

Top 8 health insurance terms to know
If you're shopping for a health plan for the first time, knowing key health insurance terms can be helpful. For example, choosing the best health insurance cove …

Can you have two health insurance plans?
Roughly 92% of Americans have some form of health insurance coverage1. Most individuals only have one health insurance plan, known as “primary” insurance. Howev …

What is stop-loss insurance?
If you’re an employer looking to offer group health insurance, you may look into a self-funded health plan instead of paying an insurance carrier for a fully-in …

The top 3 health benefit options for small businesses with one employee
There are 31 million entrepreneurs in the U.S.1 While it’s exciting to start your own business, it can be challenging—especially if you’re trying to grow from a …

Health vs. wellness stipends
To attract and retain employees, you need to offer a competitive compensation package that meets their unique needs. Employee stipends, a type of taxable fringe …

What are the new wait-time standards for federal Marketplace plans?
Having sufficient in-network providers to choose from is vital when receiving medical care. Some insurers work with smaller plan networks to keep costs low. But …

What's the difference between plan years and calendar years for health benefits?
When you're new to health insurance, all the lingo can sound like a different language. With so many health plans, policies, and dates to keep track of, it’s ea …