
Health
Health is the level of functional or metabolic efficiency of a living being. In humans, it is the general condition of a person's mind, body, and spirit, usuall …

Pre-Tax Healthcare Accounts for Medical Expenses
Due to rising health insurance costs, the majority of U.S. businesses are increasing the employees' share of health care. This "cost-shifting" from employers to …

Using HRAs to Offer Health Insurance to 1099 Contractors
A common question we receive at PeopleKeep is: "Can I Offer a qualified small employer health reimbursement arrangement (QSEHRA), or Small Business HRA to 1099 …

History of flexible spending accounts (FSAs)
In the late 1960s, as inflation and other factors increased the cost of employer-sponsored health benefits, employers began instituting annual deductibles and c …

History of Health Savings Accounts - MSAs to HSAs
The history of health savings accounts, or HSAs, goes back to the 1980s and 1990s when Congress began discussing medical savings accounts (MSAs) In the 1980s an …

NAIC releases first edition of accident and health policy report
The NAIC has released the first edition of the accident and health policy experience report.

How to appeal claim denials and policy cancellations by an insurance company
Effective September 23rd, 2010, new regulations give consumers in non-grandfathered health plans the right to appeal decisions, including claims denials and res …

History of U.S. Health Insurance - Why Most Americans Get Health Benefits from Employers
Prior to World War II, most Americans paid for their own medical care, either directly to their chosen provider or through Blue Cross nonprofit health insurance …