Why do employers offer health insurance?
Health insurance is one of the most sought-after employee benefits. But you may not know why employers started providing it. Employer-sponsored insurance became …
What is minimum essential coverage (MEC)?
Under the Affordable Care Act (ACA), minimum essential coverage (MEC) is any health insurance coverage that meets the individual shared responsibility requireme …
What is a stop-loss insurance laser?
Many employers who offer a group health plan self-fund their policy in an effort to increase flexibility and reduce costs. Because self-funding can be financial …
Health insurance options for independent law firms
The decision to offer health benefits can make a world of difference in your practice. It can boost employee morale, enhance workplace culture, and improve your …
2025 federal poverty guidelines
The federal government releases an updated federal poverty guidelines chart every January. Knowing if your household income falls below the federal poverty leve …
HRAs and healthcare ministry sharing programs
Soaring health insurance expenses have led both employers and individuals to search for more cost-effective coverage options. Employers might consider implement …
What is a deductible?
Have you seen the term “deductible” when shopping for a health insurance policy but aren’t sure what it means? Understanding your health insurance deductible is …
Top 25 health insurance companies in the U.S.
Offering or enrolling in health insurance is a significant decision for employers, individuals, and families. It can be overwhelming to know where to start, esp …
How the ICHRA is changing healthcare
Group health insurance has been the traditional option for employers seeking to offer health benefits. But these days, employers are searching for ways to bette …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
How HSA contribution limits work for spouses
