
What you need to know when your organization goes permanently remote
The COVID-19 pandemic forced many employees to quickly shift to remote work setups, transforming bedrooms into home offices and in-person meetings into video ca …

IRS Publication 969: Guidelines for HSAs, HRAs, MSAs, and FSAs
The IRS plays a significant role in overseeing and regulating various aspects of our financial lives, including our healthcare benefits.

Five ways to support your employees’ mental health
Burnout and job stress can have a negative impact on your employees’ physical and mental health. While traditional group health insurance may help your employee …

How to set up a qualified small employer HRA (QSEHRA)
As a small business owner, it can be challenging to offer competitive employee benefits that attract and retain top talent. The rising costs of traditional grou …

Using HSA funds for dependents’ medical expenses
Health savings accounts (HSAs) are a popular way to save funds for future medical expenses. However, many people are unaware of the various ways they can use th …

Using HSAs with Social Security and Medicare
Health savings accounts (HSAs) are individually-owned accounts where you can save pre-tax dollars to pay for healthcare expenses that are defined in IRS Publica …

What are reimbursable out-of-pocket costs?
From unexpected medical bills to pricey prescriptions, out-of-pocket healthcare costs can add up quickly. According to the Kaiser Family Foundation1 (KFF), abou …

Guide to ACA employer penalties
If you’re an employer with U.S.-based employees, you need to be aware of the Affordable Care Act’s (ACA) employer mandate and the penalties associated with it. …

HRA claim documentation requirements
A health reimbursement arrangement (HRA) is a great way for employers to provide a meaningful health benefit by reimbursing their employees, tax-free, for quali …