
What to do when your group health insurance premiums go up
As an employer or HR professional, one of the challenges you may face is an increase in your group health insurance rate during renewal.

What is a qualified health plan (QHP)?
When shopping for an individual health plan, determining which policy will meet your needs can be challenging. Luckily, all health plans on the federal or state …

What is a summary of benefits and coverage (SBC)?
Whether you’re shopping for an individual insurance policy or evaluating a health plan offered through your job, determining whether a health plan offers the ri …

What does health insurance cover?
Healthcare in the United States can be expensive. Without insurance, an accident leading to a broken leg1 can cost up to $7,500 to fix, and an average three-day …

How age impacts your health insurance costs
When you’re sick, injured, or have unexpectedly high medical costs, health insurance is a safety net that keeps you from paying more out-of-pocket than you woul …

How to keep health insurance costs down without cutting benefits
The high cost of employer-sponsored healthcare is a significant burden for business owners. According to data from the Kaiser Family Foundation1 (KFF), the aver …

The Affordable Care Act tax forms you need to fill out
The federal government enacted the Affordable Care Act (ACA) in 2010 to make health insurance more cost-effective and accessible for Americans. The ACA applies …

Best health insurance options for students
For many Americans, college is the time for heading out on your own and embracing unique challenges as a newly independent adult. One of the biggest challenges …

How California's individual mandate affects you
In recent years, California has taken steps to improve healthcare accessibility and affordability for its residents. One such measure is the implementation of a …