
Group health insurance vs. ICHRA
Employee healthcare benefits play a crucial role in attracting and retaining talent, as well as promoting overall well-being in the workplace. Traditionally, gr …

The ACA's 60-day notice of material modification
As an employer, it’s important to stay informed about federal regulations—including those created by the Affordable Care Act (ACA)—to ensure compliance. A criti …

Is an integrated HRA right for my organization?
Many business owners offer a traditional group health plan to help with employee recruitment and retention efforts. But, due to rising healthcare costs, it can …

What is an employer payment plan (EPP)?
Health insurance remains a popular employee benefit for U.S. workers. But, traditional group health plans have costly annual rate hikes and strict participation …

How to grow your insurance book of business with an HRA
As a health insurance broker or agent, growing your book of business is a priority. While methods like upselling, networking, and advertising are the traditiona …

The complete history of employer-provided health insurance
Employer-provided health insurance has become a staple benefit in many workplaces. It's a system where employers offer health insurance coverage to their employ …

Health insurance options for retailers
As a retailer, you know that running a business can be challenging. From managing inventory to providing exceptional customer service, countless tasks require y …

What is a no-deductible health plan?
Employers have several types of health plans to choose from when designing their benefits packages. Because attracting and retaining talented workers is a high …

What is a zero cost sharing plan?
American Indians and Alaska Natives face many healthcare inequalities from other Americans, such as high uninsured rates and increased barriers to finding prope …