
Small business health insurance options
As a small or mid-sized business owner, you may find the rising cost of health insurance challenging. The cost of group health insurance and its strict particip …

Which health plans are ACA-compliant?
As an employer or HR professional, you know that navigating complex Affordable Care Act (ACA) requirements can be challenging. From the employer mandate to mark …

What can an HRA reimburse?
Offering health benefits can be expensive and complex, especially for small businesses. That’s why health reimbursement arrangements (HRAs) are becoming a popul …

What is group health insurance?
For decades, traditional group health insurance has been the go-to employee benefit. According to KFF1, 60.4% of people had employer-sponsored health insurance …

What is COBRA?
When an active employee who participates in your health plan leaves your company, their health benefits don’t necessarily end. Federal or state laws may require …

Do HRAs and HSAs work together?
The world of health insurance is filled with acronyms. While they can be difficult to decipher, understanding them can help you better understand your healthcar …

What is reference-based pricing (RBP)?
If you're seeking a budget-friendly approach to providing health benefits, you might find fully-insured plans less than appealing. They're expensive and don't o …

What is actuarial value?
The Affordable Care Act (ACA) requires health insurance plans on the individual and small group markets to meet certain coverage levels. Each level of coverage …

Health insurance for employees in multiple states
Today, employers have access to tools that enable them to hire a remote workforce from all over the U.S. The ability to hire employees from multiple states is g …