What is reference-based pricing (RBP)?
If you're seeking a budget-friendly approach to providing health benefits, you might find fully-insured plans less than appealing. They're expensive and don't o …
What is actuarial value?
The Affordable Care Act (ACA) requires health insurance plans on the individual and small group markets to meet certain coverage levels. Each level of coverage …
Health insurance for employees in multiple states
Today, employers have access to tools that enable them to hire a remote workforce from all over the U.S. The ability to hire employees from multiple states is g …
Why do employers offer health insurance?
Health insurance is one of the most sought-after employee benefits. But you may not know why employers started providing it. Employer-sponsored insurance became …
What is minimum essential coverage (MEC)?
Under the Affordable Care Act (ACA), minimum essential coverage (MEC) is any health insurance coverage that meets the individual shared responsibility requireme …
What is a stop-loss insurance laser?
Many employers who offer a group health plan self-fund their policy in an effort to increase flexibility and reduce costs. Because self-funding can be financial …
Health insurance options for independent law firms
The decision to offer health benefits can make a world of difference in your practice. It can boost employee morale, enhance workplace culture, and improve your …
2025 federal poverty guidelines
The federal government releases an updated federal poverty guidelines chart every January. Knowing if your household income falls below the federal poverty leve …
HRAs and healthcare ministry sharing programs
Soaring health insurance expenses have led both employers and individuals to search for more cost-effective coverage options. Employers might consider implement …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
What percent of health insurance is paid by employers?
