Personalized health benefits blog

Expert insights on health benefits for your small or midsized business.

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Health Benefits

What is a stop-loss insurance laser?

Learn what a stop-loss insurance laser is, how it affects self-funded health plans, and what it means for high-risk employees and employer costs.

Health Benefits

2025 federal poverty guidelines

Stay updated on the 2025 federal poverty guidelines. Learn how income thresholds affect eligibility for health programs and federal assistance.

Health Benefits

HRAs and healthcare ministry sharing programs

Learn how HRAs and healthcare sharing ministry programs differ. Understand the rules and what expenses can and cannot be reimbursed with an HRA.

Health Benefits

What is a deductible?

Wondering what a deductible is? This concise guide explains everything you need to know about deductibles and how they impact your insurance.

Health Benefits

Top 25 health insurance companies in the U.S.

What are the largest health insurance companies in the United States by market share? Find out in our list of the top 25 health insurance companies.

Health Benefits

How the ICHRA is changing healthcare

Learn how the ICHRA is transforming healthcare by offering flexible, personalized health benefits for businesses and employees alike.

Health Benefits

Can I have an HRA and an FSA at the same time?

Learn if you can have an HRA and an FSA at the same time. Understand the rules, benefits, and how these accounts can work together for healthcare...

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