What are the ACA essential health benefits?
Before the implementation of the Affordable Care Act (ACA) in 2014, health plans typically had various exemptions for essential services, including maternity ca …
Best states for an HRA
Health reimbursement arrangements (HRAs) have become increasingly popular among business owners as a cost-effective alternative to traditional group health insu …
What is the Affordable Care Act (ACA)?
Before 2010, securing health insurance coverage as an individual in the U.S. was challenging. Expensive premiums, costly out-of-pocket expenses, pre-existing co …
What is a medical expense reimbursement plan (MERP)?
Several new health benefits plans have become available to employers in recent years that allow organizations to offer healthcare to their employees without pur …
What is an exclusive provider organization (EPO) plan?
Choosing the right health insurance plan can be a complex decision. With so many options available for employers and individuals, it’s important to educate your …
Health insurance options for franchises
Franchises are a common type of organization in the U.S. In 2023, there were 805,000 franchises nationwide, generating $860.1 billion in revenue1. Because of th …
Offering fertility benefits to your employees
Adding or improving fertility benefits at your organization can make a profound difference to your employees struggling to build their families. In 2022, 61% of …
Infographic: How much does a hospital stay cost?
For many people, medical emergencies are concerning not only because of the potential health issues but also the financial burden they may bring. From doctor vi …
What is a copayment?
In today's complex healthcare landscape, having a good understanding of health coverage and medical terminology is essential. One term that often comes up is co …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
What percent of health insurance is paid by employers?
