
Pre-tax vs. after-tax medical premiums
For employers and employees, health insurance costs are often one of the largest expenses to budget for each month. As healthcare costs continue to rise, consum …

What is an employee census?
With the cost of medical care rising nationwide, employers want budget-friendly health benefits more than ever. To provide you with a more accurate quote, many …

Health insurance options for pastors and clergy
When offering health insurance to pastors and clergy, churches with tight budgets may feel like they have no good options. Some large independent churches and m …

What is a consumer driven health plan (CDHP)?
An employer’s health insurance benefits are a serious consideration for job seekers. But, offering traditional group insurance can be expensive and tricky. As g …

Section 125 premium-only plan rules & regulations
Employers can have difficulty enticing and retaining talented workers in today’s tight labor market. One way to make your business more attractive is by offerin …

7 ways to save on health insurance
The rising cost of health insurance has created negative consequences for many American families. According to KFF1, six in 10 U.S. adults put off receiving nec …

Substantiation requirements for employee health benefits
Employee health benefits are an essential component of any comprehensive compensation package. However, employers must ensure that the benefits they offer compl …

What is the low-income special enrollment period?
The cost of health insurance is steadily rising, making it challenging for individuals and families with low annual incomes to find affordable health coverage. …

What percent of health insurance is paid by employers?
If you’re in charge of benefits for your organization and are considering a new health insurance program, your organization's contribution strategy is an essent …