
What are level-funded health benefits?
Small to medium-sized businesses (SMBs) often look for creative alternatives to traditional health insurance to offer their employees an affordable and comprehe …

How to keep millennial employees motivated and happy
Millennials, also known as Generation Y, are the largest generation in the workforce today. A Deloitte report1 found that millennials will represent 75% of the …

Myths about health reimbursement arrangements (HRAs)
If you’re an employer offering a health benefit for the first time, you may be deciding between traditional group health insurance and a healthcare reimbursemen …

Which states require you to have health insurance?
The Affordable Care Act (ACA) took great strides toward improving the affordability of and access to comprehensive healthcare nationwide. One initial aspect of …

Individual health insurance vs. group health insurance
If you’re an employer who’s focused on attracting and retaining talented workers, including a robust health benefit in your compensation package is essential. B …

Are HRAs or HSAs a better nonprofit benefit offering?
Increasing health insurance costs are inevitable amidst inflation and rising medical costs. Unfortunately, for many nonprofit organizations, increased budgets a …

The nonprofit’s checklist for choosing health insurance
Small nonprofit organizations face unique challenges in hiring and retaining talented employees. In many cases, nonprofits have limited resources compared to fo …

How does an HRA work?
Offering traditional group health benefits has grown increasingly difficult for small and mid-sized organizations. It can often be too costly, complex, or rigid …

Employee health insurance options for dentist offices
Like other small employers, dentists may wonder if they must offer health insurance benefits to their employees. While the Affordable Care Act (ACA) only requir …