
How to offer supplemental dental insurance
Healthcare costs are high, with dental care expenses following suit. According to Authority Dental1, the average cost of a dental crown ranges from $800 to $2,5 …

Can a business pay for employees' individual health insurance plans?
In today's ever-evolving workforce, business owners are constantly looking for new ways to attract and retain top talent. Instead of offering a costly group hea …

Pros and cons of group health insurance
If you’re an employer focused on attracting and retaining talent or improving employee productivity, you know how important it is to offer a valuable health ben …

Can you use an HRA, HSA, or FSA to pay for general wellness expenses?
General wellness is becoming a top concern for Americans. Out of 169 countries, the U.S. ranks 35th for overall citizen health1. According to a 2023 Gallup surv …

Increasing engagement in your health benefit
Employee health benefits are a crucial aspect of any company's overall benefits package. Not only do they help keep employees healthy and happy, but they can al …

How to get help choosing an individual health insurance plan
Whether you’re enrolling in an individual health plan for the first time or looking to switch your current plan, selecting an individual health insurance policy …

Is our organization’s health coverage considered minimum value?
If you’re an employer with 50 or more full-time equivalent employees (FTEs), the federal government considers you an applicable large employer (ALE). As a resul …

Popular health insurance alternatives
Small businesses often face challenges when providing health insurance for employees due to the high costs associated with traditional group health insurance pl …

Guide to MEC plans
Some employers must provide a health insurance plan with minimum essential coverage (MEC) to avoid penalties under the Affordable Care Act (ACA) and ensure empl …