What is a hospital indemnity plan?
It's important to know your options when it comes to health insurance plans, especially if you want to protect yourself during medical emergencies. Among them i …
How group health plans & group health insurance compare
The terms “group health plan” and “group health insurance” may seem the same. But they can mean different things. The term “group health plan” can refer to all …
What is a supplemental health benefit?
Medical costs have risen dramatically in the U.S. over the past several decades. According to a Kalorama Information study, the average American pays roughly $1 …
What is considered protected health information (PHI)?
According to the National Library of Medicine, the leading cause of personal health information leaks isn’t hackers—it’s poor security and negligence from indiv …
What is an hour bank arrangement for healthcare?
Because those who work in the construction industry face high risks of injuries and illnesses, it's important to provide them with healthcare benefits so they c …
How to tell if your HDHP is HSA-qualified
If you’re an employer offering a high deductible health plan (HDHP) or an individual covered by an HDHP, you may be able to pair that plan with a health savings …
What is a short-term health insurance plan?
When you’re outside the annual open enrollment period, you have limited opportunities to buy a health insurance plan. You can enroll in an individual plan mid-y …
Small group vs. large group health insurance
Traditional group health insurance is a type of health insurance plan employers offer their employees and their families at a discounted premium rate. Because o …
Health insurance options for the self-employed
Being self-employed comes with many benefits, like being your own boss and having control over your work schedule. However, one drawback is having to navigate t …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
What percent of health insurance is paid by employers?
