What are the common healthcare reimbursement models for small businesses?
If you're worried about the cost of care for your employees, you're not alone. For small employers, in particular, it's hard to find affordable health insurance …
Health insurance for restaurants and food service employees
There were 749,404 restaurants in the U.S. in 20231. By the end of 2024, the National Restaurant Association projects there will be 15.7 million workers in the …
Tax-free vs. tax-deferred vs. taxable health benefits
According to our 2024 Employee Benefits Survey, 92% of employees rated health benefits as important. Offering them can help you effectively recruit and retain t …
What is a group in group health insurance?
The Affordable Care Act (ACA) mandates that applicable large employers (ALEs) provide health insurance coverage to at least 95% of their full-time employees or …
How do HSAs and health insurance compare?
Healthcare costs can be a major concern for many employers and employees. Health savings accounts (HSAs) and traditional health insurance plans are two common o …
How Millennials and Gen Z are changing health insurance
With millions of Baby Boomers retiring every year, Millennials and Generation Z dominate the workforce. There are 49.5 million Millennial workers and 17.3 milli …
Group coverage vs. individual health insurance cost
Nearly 61% of Americans rely on an employer-selected group health plan for insurance coverage1. However, many Americans purchase an individual health policy bec …
What is the family glitch, and is it fixed?
The Affordable Care Act’s employer mandate requires applicable large employers (ALEs)—those with 50 or more full-time equivalent employees (FTEs)—to offer at le …
What is a hospital indemnity plan?
It's important to know your options when it comes to health insurance plans, especially if you want to protect yourself during medical emergencies. Among them i …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
What percent of health insurance is paid by employers?
