
What is a health insurance subsidy?
Whether you’re a small employer or an individual, you probably want to reduce your healthcare costs. Rising premium rates and unexpected out-of-pocket expenses …

How brokers can prepare for open enrollment
For most brokers, preparing for open enrollment starts early. Whether your client is doing an in-office open enrollment or using a virtual method, you must prep …

What is a section 125 plan?
If you’re an employer in the process of building a total compensation package, you may have run across benefits that are considered Section 125 plans. A Section …

How to offer health insurance to multi-state remote workers
Offering a comprehensive benefits package with health insurance is critical to having engaged and satisfied employees. But if your team includes some of the 22 …

How to apply for individual health insurance
If you have an employer who offers you a health reimbursement arrangement (HRA), you have access to a personalized health benefit. With an HRA, you have the pow …

How to prepare for open enrollment as an employer
If you're an employer with a limited budget, you may find it hard to offer employee health benefits. But a personalized benefits package that includes quality h …

What is the Health Insurance Marketplace?
The Affordable Care Act (ACA) created a competitive individual insurance market called the federal Health Insurance Marketplace, or HealthCare.gov. But many won …

What is an accountable care organization (ACO)?
As our healthcare landscape evolves, the need for a more patient-centered approach becomes increasingly clear. An accountable care organization (ACO) is a model …

How to build an international employee benefits package
In the modern global economy, it's common to have employees located in multiple countries. Major U.S. businesses such as Coca-Cola, Johnson & Johnson, and G …