
Small group health insurance for beginners
Offering health coverage can be challenging for any business. But it’s especially tough for small employers. In many cases, they have less bargaining power with …

Top three types of employer-sponsored health coverage
Affordable health coverage ranks as the benefit U.S. employees value the most. That's why offering a quality health benefit is key in recruiting and retaining t …

Using HSA funds for dependents’ medical expenses
Health savings accounts (HSAs) are a popular way to save funds for future medical expenses. However, many people are unaware of the various ways they can use th …

What is a letter of medical necessity?
Health reimbursement arrangements (HRAs) are tax-advantaged benefits that employers offer to help employees pay for qualified out-of-pocket medical costs. While …

Do employers have to offer health insurance to part-time workers?
Employer-sponsored health insurance isn’t commonplace for part-time employees. According to the Bureau of Labor Statistics, only 26% of employees with part-time …

Can HRAs reimburse long-term care premiums?
Long-term care insurance is a great coverage option that protects individuals from the financial burden of extended medical care. About 70% of American adults a …

What are health insurance rewards programs, and how do they impact HRAs?
A recent Talker Research survey found that 60% of Americans rate their holistic health as average. Many participants are looking to eat healthier, age well, and …

Five tips to start offering employees health benefits
Growing your business is an exciting milestone. Hiring talented employees who can help you reach your company’s goals is a key part of that success. If you want …

How nonprofits can offer health insurance
Rising healthcare costs make it difficult for many small employers to offer quality health benefits. This can be especially true for nonprofit organizations. Wi …