
Top three types of employer-sponsored health coverage
Affordable health coverage ranks as the benefit U.S. employees value the most. That's why offering a quality health benefit is key in recruiting and retaining t …

Using HSA funds for dependents’ medical expenses
Health savings accounts (HSAs) are a popular way to save funds for future medical expenses. However, many people are unaware of the various ways they can use th …

What is a letter of medical necessity?
Health reimbursement arrangements (HRAs) are tax-advantaged benefits that employers offer to help employees pay for qualified out-of-pocket medical costs. While …

Do employers have to offer health insurance to part-time workers?
Employer-sponsored health insurance isn’t commonplace for part-time employees. According to the Bureau of Labor Statistics, only 26% of employees with part-time …

Can HRAs reimburse long-term care premiums?
Long-term care insurance is a great coverage option that protects individuals from the financial burden of extended medical care. About 70% of American adults a …

What are health insurance rewards programs, and how do they impact HRAs?
A recent Talker Research survey found that 60% of Americans rate their holistic health as average. Many participants are looking to eat healthier, age well, and …

Five tips to start offering employees health benefits
Growing your business is an exciting milestone. Hiring talented employees who can help you reach your company’s goals is a key part of that success. If you want …

How nonprofits can offer health insurance
Rising healthcare costs make it difficult for many small employers to offer quality health benefits. This can be especially true for nonprofit organizations. Wi …

Small business health insurance options
As a small or mid-sized business owner, you may find the rising cost of health insurance challenging. The cost of group health insurance and its strict particip …