Top three types of employer-sponsored health coverage
Top three types of employer-sponsored health coverage

Top three types of employer-sponsored health coverage

Affordable health coverage ranks as the benefit U.S. employees value the most. That's why offering a quality health benefit is key in recruiting and retaining t …

April 7, 2025 at 9:00 AM 8 min read
Using HSA funds for dependents’ medical expenses
Using HSA funds for dependents’ medical expenses

Using HSA funds for dependents’ medical expenses

Health savings accounts (HSAs) are a popular way to save funds for future medical expenses. However, many people are unaware of the various ways they can use th …

April 4, 2025 at 9:45 AM 4 min read
What is a letter of medical necessity?
What is a letter of medical necessity?

What is a letter of medical necessity?

Health reimbursement arrangements (HRAs) are tax-advantaged benefits that employers offer to help employees pay for qualified out-of-pocket medical costs. While …

April 2, 2025 at 9:23 AM 5 min read
Do employers have to offer health insurance to part-time workers?
Do employers have to offer health insurance to part-time workers?

Do employers have to offer health insurance to part-time workers?

Employer-sponsored health insurance isn’t commonplace for part-time employees. According to the Bureau of Labor Statistics, only 26% of employees with part-time …

March 28, 2025 at 9:15 AM 6 min read
Can HRAs reimburse long-term care premiums?
Can HRAs reimburse long term care premiums?

Can HRAs reimburse long-term care premiums?

Long-term care insurance is a great coverage option that protects individuals from the financial burden of extended medical care. About 70% of American adults a …

March 26, 2025 at 7:45 AM 7 min read
What are health insurance rewards programs, and how do they impact HRAs?
What are health insurance rewards programs, and how do they impact HRAs?

What are health insurance rewards programs, and how do they impact HRAs?

A recent Talker Research survey found that 60% of Americans rate their holistic health as average. Many participants are looking to eat healthier, age well, and …

March 24, 2025 at 1:30 PM 4 min read
Five tips to start offering employees health benefits
Five tips to start offering employees health benefits

Five tips to start offering employees health benefits

Growing your business is an exciting milestone. Hiring talented employees who can help you reach your company’s goals is a key part of that success. If you want …

March 17, 2025 at 9:45 AM 8 min read
How nonprofits can offer health insurance
How nonprofits can offer health insurance

How nonprofits can offer health insurance

Rising healthcare costs make it difficult for many small employers to offer quality health benefits. This can be especially true for nonprofit organizations. Wi …

March 7, 2025 at 8:00 AM 6 min read
Small business health insurance options
Small business health insurance options

Small business health insurance options

As a small or mid-sized business owner, you may find the rising cost of health insurance challenging. The cost of group health insurance and its strict particip …

February 28, 2025 at 10:40 AM 8 min read

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Group health insurance vs. HRAs comparison chart preview image