What is PPO insurance? Pros and cons
If someone has health insurance through their employer, also known as group health insurance, there’s a good chance their policy is a preferred provider organiz …
How to attract talent in the gig economy
In recent years, the gig economy—a labor market in which independent workers have short-term contracts or gig work as opposed to permanent jobs—has shown incred …
Health insurance for restaurants and food service employees
There were 749,404 restaurants in the U.S. in 20231. By the end of 2024, the National Restaurant Association projects there will be 15.7 million workers in the …
Tax-free vs. tax-deferred vs. taxable health benefits
According to our 2024 Employee Benefits Survey, 92% of employees rated health benefits as important. Offering them can help you effectively recruit and retain t …
What is a group in group health insurance?
The Affordable Care Act (ACA) mandates that applicable large employers (ALEs) provide health insurance coverage to at least 95% of their full-time employees or …
What are employee rewards and recognition programs?
Gestures of appreciation go a long way in the workplace. A Nectar survey1 found that 84% of employees believe that recognition impacts their motivation to succe …
What are boomerang employees?
No employer wants to see a good employee leave their company. However, just because workers resign doesn’t mean they won’t be back. Recent research found that 8 …
What is a supplemental health benefit?
Medical costs have risen dramatically in the U.S. over the past several decades. According to a Kalorama Information study, the average American pays roughly $1 …
How to tell if your HDHP is HSA-qualified
If you’re an employer offering a high deductible health plan (HDHP) or an individual covered by an HDHP, you may be able to pair that plan with a health savings …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
What percent of health insurance is paid by employers?
