Why employers are shifting the responsibility of health benefits to employees
Group health insurance plans, set up so the employer picks a health plan and the employees are left out of the decision-making process, have been the tradition …
How SMBs buy health benefits
A wide range of small and medium-sized businesses (SMBs) can be found all over the country today, from local bakeries to vintage bookstores. Not only do these b …
Making the switch from group health insurance to an HRA
When it comes to offering health benefits to your employees, group health insurance is the traditional choice, but it isn’t for everyone. For many small employe …
The Benefits of Modern Individual Health Insurance
When you hear the word “modern,” you likely think of progress that addresses problems or challenges of the past. That’s an apt description of modern individual …
A Simple Comparison of Traditional and Modern Group Health Plans
Flexible hours, exciting work, and family atmosphere are among the many positives of working at a small business. However, the recruiting and retention game-cha …
10 Defined Contribution Facts All Brokers Need to Know
Over the last few years it has become clear that individual health insurance is rapidly expanding. This has become even more apparent with the recent announceme …
Health Insurance Allotments - Small Business Do's and Don'ts
Small and mid-size businesses are using a "pure" defined contribution strategy to offer employees an allotment for health insurance, rather than offering employ …
10 FAQs - Defined Contribution Health Plan (DCP) Rules
This article answers 10 frequently asked questions (FAQs) from employees about "pure" defined contribution health plan (DCP) rules.
Pros and Cons of Pure Defined Contribution Healthcare
As a small business evaluates how to offer employees health insurance coverage, they will likely consider a "pure" defined contribution approach. With "pure" de …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
What percent of health insurance is paid by employers?
