Can you use an HRA, HSA, or FSA to pay for general wellness expenses?
General wellness is becoming a top concern for Americans. Out of 169 countries, the U.S. ranks 35th for overall citizen health1. According to a 2023 Gallup surv …
What are the ACA safe harbors for ALEs?
The Affordable Care Act’s (ACA) employer mandate requires applicable large employers (ALEs)—organizations with 50 or more full-time equivalent employees (FTEs)— …
How the QSEHRA works for employees without minimum essential coverage
When Congress passed the 21st Century Cures Act, it created an alternative health benefit option to traditional group health plans—the qualified small employer …
How to set your first HR department up for success
When you're just getting started as a small employer, you might find yourself taking on new responsibilities and administrative tasks that traditionally fall un …
10 health reimbursement arrangement FAQs
A health reimbursement arrangement (HRA) is a type of consumer-driven health plan (CDHP) that is gaining popularity, particularly among small employers. These e …
What are the ICHRA plan document requirements?
The individual coverage health reimbursement arrangement (ICHRA) allows employers to provide a health benefit in which they can reimburse their employees, tax-f …
Adjusted gross income vs. modified AGI
When tax season rolls around, it’s essential to understand how much income you brought home and how to report it as adjusted gross income (AGI) and modified adj …
Which states require you to have health insurance?
The Affordable Care Act (ACA) took great strides toward improving the affordability of and access to comprehensive healthcare nationwide. One initial aspect of …
HRA compliance FAQs
Health reimbursement arrangements (HRAs) are an increasingly popular option for employers looking to provide affordable healthcare benefits to their employees. …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
What percent of health insurance is paid by employers?
