Are HRAs subject to Medicare Secondary Payer (MSP) requirements?
The number of Americans enrolled in Medicare, largely those with disabilities and older adults, is growing steadily as the population ages. The Centers for Medi …
HRAs and S corporation owners
Business owners don’t just want health benefits for their employees. They often wish to secure health insurance coverage for themselves and their families as we …
What is considered protected health information (PHI)?
According to the National Library of Medicine, the leading cause of personal health information leaks isn’t hackers—it’s poor security and negligence from indiv …
What is a short-term health insurance plan?
When you’re outside the annual open enrollment period, you have limited opportunities to buy a health insurance plan. You can enroll in an individual plan mid-y …
ICHRA rules you need to know
With the rising cost of traditional group health plans, many employers are looking for alternatives that meet their employees' diverse needs. Thankfully, health …
What are the HRA attestation requirements?
The qualified small employer health reimbursement arrangement (QSHERA) and the individual coverage HRA (ICHRA) are personalized health benefits that allow emplo …
Guide to mid-year plan changes
If you’re an employer who offers a group health insurance plan or an employee enrolled in an insurance policy, you may ask yourself, “Can I change my health ins …
What is a special enrollment period?
When it comes to health insurance, you typically have one small window of time to sign up. The open enrollment period runs from November through January in most …
What is Form 8941?
Comprehensive health benefits are a great way to attract and retain talented workers. However, finding affordable health benefits can be challenging for small b …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
What percent of health insurance is paid by employers?
