How Medicare premiums are calculated
If you're currently on Medicare, you probably know your monthly health insurance premium changes annually. But how the federal government determines your premiu …
How to cancel your health insurance policy
There are several reasons why you may need to cancel your health insurance policy. Typically, this is done during Open Enrollment. However, other circumstances …
Key HR compliance dates for 2025
Is your organization ready for 2025? As an employer or human resources professional, ensuring your business is staying compliant with federal, state, and local …
Guide to tax withholdings for stipends and fringe benefits
If you want your organization to stand out to job seekers, providing attractive benefits can make a difference. Offering a comprehensive employee benefits packa …
2025 employee benefit plan contribution limits
A new year brings new contribution limits for various employee benefit plans. If you’re currently offering benefits or looking to enhance your benefits package …
Does an HRA work with Medicaid?
Medicaid is a government program that provides health insurance coverage to low-income individuals and families. It covers some of the most vulnerable populatio …
How does the ICHRA special enrollment period work?
Employees looking to participate in their employer’s individual coverage health reimbursement arrangement (ICHRA) need a qualifying individual health insurance …
Five-minute guide to medical loss ratios (MLRs)
Have you ever wondered how your insurance company uses your premium payments? In addition to spending those dollars on medical claims, insurers use a portion of …
What is Section 1557 of the ACA?
The Affordable Care Act (ACA) is a landmark piece of legislation that transformed the healthcare landscape. Among its many provisions, Section 1557 stands out a …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
What percent of health insurance is paid by employers?
