The eight small business owner structures
When starting a business, one of the most important steps is deciding which structure your organization will have. As a business owner, you get to pick which ty …
What is Form 1095?
The Affordable Care Act (ACA) created new reporting requirements for health insurance. One responsibility for employers and insurers is completing Form 1095, wh …
FAQs: ALEs and the ACA employer mandate
If you have 50 or more full-time equivalent (FTE) employees, you may wonder what your responsibilities are under the Affordable Care Act (ACA). Understanding th …
How to calculate FTEs to determine ALE status
As a business owner, you must understand if the Affordable Care Act’s (ACA) employer mandate applies to you. Knowing the number of full-time equivalent employee …
Can I have an HRA and an FSA at the same time?
Does your employer offer you a health reimbursement arrangement (HRA)? if so, you have access to a flexible health benefit that empowers you to make your own he …
How does COBRA interact with ICHRA?
As more organizations consider offering their employees an individual coverage health reimbursement arrangement (ICHRA), employers and HR managers need to know …
Does QSEHRA disqualify employees from individual premium tax credits?
The qualified small employer health reimbursement arrangement (QSEHRA) revolutionizes the way small businesses approach employee health benefits. It empowers th …
What are the new wait-time standards for federal Marketplace plans?
Having sufficient in-network providers to choose from is vital when receiving medical care. Some insurers work with smaller plan networks to keep costs low. But …
What's the difference between plan years and calendar years for health benefits?
When you're new to health insurance, all the lingo can sound like a different language. With so many health plans, policies, and dates to keep track of, it’s ea …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
What percent of health insurance is paid by employers?
