How California's individual mandate affects you
In recent years, California has taken steps to improve healthcare accessibility and affordability for its residents. One such measure is the implementation of a …
IRS Publication 969: Guidelines for HSAs, HRAs, MSAs, and FSAs
The IRS plays a significant role in overseeing and regulating various aspects of our financial lives, including our healthcare benefits.
Health reimbursement arrangements (HRAs) for sole proprietors
Health insurance coverage is a great perk that all types of business owners should strive to provide to their teams. But sole proprietors who want to participat …
Is your business HR compliant? Our HR checklist can help
As a small business owner, you may not have a formal human resources (HR) department. This means either you or one of your non-HR employees is left in charge of …
How to draft your first summary plan description (SPD)
If you're setting up a health reimbursement arrangement (HRA) or other employee benefits for your organization, you must draft a series of plan documents. These …
Using HSAs with Social Security and Medicare
Health savings accounts (HSAs) are individually-owned accounts where you can save pre-tax dollars to pay for healthcare expenses that are defined in IRS Publica …
HR rules you need to know
Professionals in human resource management commonly wear many hats, especially at small and medium-sized organizations. In addition to recruiting and onboarding …
What is the No Surprises Act?
According to the federal government, medical debt in the U.S. has reached $111 billion1. While this number is down from $143 billion in 2018, it’s still the gre …
Guide to ACA employer penalties
If you’re an employer with U.S.-based employees, you need to be aware of the Affordable Care Act’s (ACA) employer mandate and the penalties associated with it. …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
How HSA contribution limits work for spouses
