What is an employer payment plan (EPP)?
Health insurance remains a popular employee benefit for U.S. workers. But, traditional group health plans have costly annual rate hikes and strict participation …
How ERISA affects ICHRA
The Employee Retirement Income Security Act1 of 1974 (ERISA) is a federal law that governs employee benefit plans, including employer-sponsored health insurance …
Are QSEHRA reimbursements taxable?
Since their inception, health reimbursement arrangements (HRAs) have helped business owners across the U.S. offer affordable and customizable health benefits to …
What is Form W-4?
If you’re a U.S. employee, your employer must withhold a certain amount of money from each paycheck for federal and, in most cases, state taxes. The amount with …
What is Form 5500?
As an HR professional or employer, there are many regulations you must keep in mind when offering employee benefits. Some of those regulations may have to do wi …
What is a summary of benefits and coverage (SBC)?
Whether you’re shopping for an individual insurance policy or evaluating a health plan offered through your job, determining whether a health plan offers the ri …
How to calculate your premium tax credit with a QSEHRA
If your employer offers you a qualified small employer health reimbursement arrangement (QSEHRA), you can use that health benefit to be reimbursed for your indi …
The Affordable Care Act tax forms you need to fill out
The federal government enacted the Affordable Care Act (ACA) in 2010 to make health insurance more cost-effective and accessible for Americans. The ACA applies …
Common HR mistakes and how to avoid them
From managing employee safety to handling employee engagement and benefits, your human resources department plays an essential role in managing your company’s m …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
How HSA contribution limits work for spouses
