Personalized health benefits blog

Expert insights on health benefits for your small or midsized business.

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Small Business

The eight small business owner structures

Learn about the eight small business owner structures. Discover which business structure fits your goals, from sole proprietorships to corporations.

Taxation

What is Form 1095?

Learn what Form 1095 is, how it relates to your health insurance coverage, and why it's important for filing your taxes under the ACA.

Applicable Large Employers

FAQs: ALEs and the ACA employer mandate

Get answers to common questions about ALEs and the ACA employer mandate. Learn about requirements, penalties, and compliance for large employers.

Applicable Large Employers

How to calculate FTEs to determine ALE status

Learn what a full-time equivalent employee (FTE) is, what your FTE number means if you’re an ALE, and how to calculate how many FTEs you employ.

Health Benefits

Can I have an HRA and an FSA at the same time?

Learn if you can have an HRA and an FSA at the same time. Understand the rules, benefits, and how these accounts can work together for healthcare...

ICHRA

How does COBRA interact with ICHRA?

Learn how COBRA interacts with ICHRA. Discover the rules for continuing health coverage and how ICHRA reimbursements apply under COBRA.

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