Personalized health benefits blog

Expert insights on health benefits for your small or midsized business.

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Health Benefits

What is COBRA?

Wondering what COBRA insurance is all about? This post explains COBRA and its importance for individuals who recently lost their health coverage.

ICHRA

ICHRA administration for first-timers

Learn the basics of ICHRA administration for first-timers. Discover setup steps, compliance tips, and how to manage reimbursements effectively.

Health Benefits

What is minimum essential coverage (MEC)?

Learn what Minimum Essential Coverage (MEC) is, why it’s important under the ACA, and how it ensures compliance with health insurance requirements.

Taxation

HRAs and W-2 annual reporting

Learn about HRA W-2 annual reporting requirements. Understand what employers need to include on employees' W-2 forms for HRA compliance.

Health Benefits

2025 federal poverty guidelines

Stay updated on the 2025 federal poverty guidelines. Learn how income thresholds affect eligibility for health programs and federal assistance.

Small Business

The eight small business owner structures

Learn about the eight small business owner structures. Discover which business structure fits your goals, from sole proprietorships to corporations.

Taxation

What is Form 1095?

Learn what Form 1095 is, how it relates to your health insurance coverage, and why it's important for filing your taxes under the ACA.

Applicable Large Employers

FAQs: ALEs and the ACA employer mandate

Get answers to common questions about ALEs and the ACA employer mandate. Learn about requirements, penalties, and compliance for large employers.

Applicable Large Employers

How to calculate FTEs to determine ALE status

Learn what a full-time equivalent employee (FTE) is, what your FTE number means if you’re an ALE, and how to calculate how many FTEs you employ.

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