Personalized health benefits blog

Expert insights on health benefits for your small or midsized business.

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Health Benefits

Do HRAs and HSAs work together?

Learn how HSAs and HRAs can work together. Discover the rules, benefits, and strategies to maximize tax-advantaged savings for healthcare expenses.

Health Insurance

What is a binder payment?

Learn what a binder payment is in health insurance. Understand its role in activating coverage and ensuring your policy takes effect.

Employee Benefits

How to cultivate employee financial literacy

Learn how to promote financial education for employees. Discover strategies to improve financial literacy and empower your workforce for success.

ICHRA

ICHRA administration for first-timers

Learn the basics of ICHRA administration for first-timers. Discover setup steps, compliance tips, and how to manage reimbursements effectively.

Health Insurance

What is guaranteed issue in health insurance?

Learn what guaranteed-issue means in health insurance. Discover how it ensures coverage regardless of health status or pre-existing conditions.

Health Insurance

What is an annual out-of-pocket maximum?

Learn what an annual out-of-pocket maximum is, how it limits your healthcare costs, and what expenses count toward this insurance cap.

Health Benefits

What is reference-based pricing (RBP)?

Learn what reference-based pricing (RBP) is and how it helps control healthcare costs by setting payment limits for medical services and procedures.

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