Does QSEHRA disqualify employees from individual premium tax credits?
The qualified small employer health reimbursement arrangement (QSEHRA) revolutionizes the way small businesses approach employee health benefits. It empowers th …
What is stop-loss insurance?
If you’re an employer looking to offer group health insurance, you may look into a self-funded health plan instead of paying an insurance carrier for a fully-in …
The top 3 health benefit options for small businesses with one employee
There are 31 million entrepreneurs in the U.S.1 While it’s exciting to start your own business, it can be challenging—especially if you’re trying to grow from a …
Health vs. wellness stipends
To attract and retain employees, you need to offer a competitive compensation package that meets their unique needs. Employee stipends, a type of taxable fringe …
What are the new wait-time standards for federal Marketplace plans?
Having sufficient in-network providers to choose from is vital when receiving medical care. Some insurers work with smaller plan networks to keep costs low. But …
What's the difference between plan years and calendar years for health benefits?
When you're new to health insurance, all the lingo can sound like a different language. With so many health plans, policies, and dates to keep track of, it’s ea …
What is healthcare consumerism?
Healthcare consumerism has emerged as a growing trend in the healthcare industry. Thanks in part to rising healthcare costs, more people feel the need to take c …
How Medicare premiums are calculated
If you're currently on Medicare, you probably know your monthly health insurance premium changes annually. But how the federal government determines your premiu …
How does ICHRA affect health insurance subsidies?
Health insurance subsidies make coverage more affordable for Americans who don’t have access to employer-sponsored coverage. In 2023, 21.4 million people1 enrol …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
What percent of health insurance is paid by employers?
