What is guaranteed issue in health insurance?
Navigating the complexities of health insurance coverage is often a challenge, especially for those with known medical conditions. With so many choices, confusi …
What is an annual out-of-pocket maximum?
If you’ve recently shopped for health insurance, you likely saw the term “out-of-pocket maximum” when comparing plans. Don’t dismiss this number as a figure you …
What is reference-based pricing (RBP)?
If you're seeking a budget-friendly approach to providing health benefits, you might find fully-insured plans less than appealing. They're expensive and don't o …
What is actuarial value?
The Affordable Care Act (ACA) requires health insurance plans on the individual and small group markets to meet certain coverage levels. Each level of coverage …
Health insurance for employees in multiple states
Today, employers have access to tools that enable them to hire a remote workforce from all over the U.S. The ability to hire employees from multiple states is g …
Why do employers offer health insurance?
Health insurance is one of the most sought-after employee benefits. But you may not know why employers started providing it. Employer-sponsored insurance became …
What is minimum essential coverage (MEC)?
Under the Affordable Care Act (ACA), minimum essential coverage (MEC) is any health insurance coverage that meets the individual shared responsibility requireme …
What is a stop-loss insurance laser?
Many employers who offer a group health plan self-fund their policy in an effort to increase flexibility and reduce costs. Because self-funding can be financial …
Health insurance options for independent law firms
The decision to offer health benefits can make a world of difference in your practice. It can boost employee morale, enhance workplace culture, and improve your …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
How HSA contribution limits work for spouses
