
What is a stop-loss insurance laser?
Many employers who offer a group health plan self-fund their policy in an effort to increase flexibility and reduce costs. Because self-funding can be financial …

Health insurance options for independent law firms
The decision to offer health benefits can make a world of difference in your practice. It can boost employee morale, enhance workplace culture, and improve your …

How to improve employee retention with a workplace wellness program
Are you struggling with high employee turnover? While many businesses focus on recruitment, creating a positive work environment for existing employees is equal …

What are the group coverage HRA employee classes?
The group coverage health reimbursement arrangement (GCHRA) allows employers to supplement traditional group plans while maintaining budget control. Employers l …

HRAs and W-2 annual reporting
Offering a health reimbursement arrangement (HRA) as part of your total compensation package is a great way to attract and retain talented workers. But, employe …

2025 federal poverty guidelines
The federal government releases an updated federal poverty guidelines chart every January. Knowing if your household income falls below the federal poverty leve …

HRAs and healthcare ministry sharing programs
Soaring health insurance expenses have led both employers and individuals to search for more cost-effective coverage options. Employers might consider implement …

Why you should offer small business employee benefits
Investing in small business employee benefits isn’t just about offering nice perks. It’s a strategic move that can increase employee morale, improve productivit …

What is a deductible?
Have you seen the term “deductible” when shopping for a health insurance policy but aren’t sure what it means? Understanding your health insurance deductible is …