What is employer-sponsored health insurance?
In today's competitive labor market, employee benefits are more important than ever. According to our 2024 Employee Benefits Survey, 81% of employees consider a …
HSA vs. FSA: What's the difference?
Health savings accounts (HSAs) and flexible spending accounts (FSAs) are two common savings vehicles that can help you manage your medical costs. Yet, many peop …
Choosing between a low or high deductible health plan
Whether you’re an employer shopping for a group plan for your staff or an individual seeking insurance for you and your family, you’ve likely wondered about the …
What is a 9/80 work schedule?
Most people are familiar with the traditional nine-to-five, 40-hour workweek. But more modern, flexible work schedules are becoming popular. According to SHRM, …
IRS decreases employer mandate penalties for 2025
For the first time, the Internal Revenue Service (IRS) is reducing penalties for employers who don’t meet the federal government's requirements for health insur …
Level-funded vs. self-funded health plans
Small employers shopping for a health plan face the critical task of finding a policy that balances cost, coverage, and the well-being of their employees. While …
Which premiums can a QSEHRA reimburse?
As healthcare costs continue to rise, more employers are seeking cost-effective ways to maintain competitive health benefits. Traditional group health policies …
2025 QSEHRA contribution limits
The qualified small employer health reimbursement arrangement (QSEHRA), also called the small business HRA, comes with maximum annual contribution limits. That …
What is indirect compensation and why is it important?
When it comes to effective employee retention and recruitment, a competitive salary alone may not be enough. Employees want additional benefits and perks. This …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
What percent of health insurance is paid by employers?
