How startups can offer health coverage
According to the Commerce Institute1, 4.4 million businesses start up each year in the United States. Starting a business is an exciting yet challenging endeavo …
The least and most expensive states for individual health insurance
Having a health insurance plan is an excellent way to ensure you have access to the care you need to stay healthy. But depending on where you live, the cost of …
Five-minute guide to medical loss ratios (MLRs)
Have you ever wondered how your insurance company uses your premium payments? In addition to spending those dollars on medical claims, insurers use a portion of …
What is an EOB?
Have you recently had a doctor's office visit? If so, you likely received an explanation of benefits (EOB) in your mailbox. While it may seem like a bill, an EO …
How to set up an HRA
Offering a full range of benefits is important for attracting and keeping employees. Health reimbursement arrangements (HRAs) enable business owners to offer an …
What is Section 1557 of the ACA?
The Affordable Care Act (ACA) is a landmark piece of legislation that transformed the healthcare landscape. Among its many provisions, Section 1557 stands out a …
Public vs. private health insurance exchanges
Health insurance coverage can help minimize your out-of-pocket costs for medical care. If you don’t have employer-sponsored health insurance, you can enroll in …
How to switch to your spouse's health insurance policy
Are you and your legal spouse both eligible for employee health insurance benefits? If so, you should explore each of your company's health insurance options to …
HRA administration: What features to expect from your provider
Health reimbursement arrangements (HRAs) have become popular with U.S. employers because they’re flexible, budget-friendly, and customizable. But like most heal …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
What percent of health insurance is paid by employers?
