Small group health insurance for beginners
Offering health coverage can be challenging for any business. But it’s especially tough for small employers. In many cases, they have less bargaining power with …
Top three types of employer-sponsored health coverage
Affordable health coverage ranks as the benefit U.S. employees value the most. That's why offering a quality health benefit is key in recruiting and retaining t …
Using HSA funds for dependents’ medical expenses
Health savings accounts (HSAs) are a popular way to save funds for future medical expenses. However, many people are unaware of the various ways they can use th …
What is a letter of medical necessity?
Health reimbursement arrangements (HRAs) are tax-advantaged benefits that employers offer to help employees pay for qualified out-of-pocket medical costs. While …
How to calculate your employee retention rate
Attracting and retaining talented workers is crucial for your company’s long-term success. Losing great employees can mean losing valuable team knowledge, which …
Do employers have to offer health insurance to part-time workers?
Employer-sponsored health insurance isn’t commonplace for part-time employees. According to the Bureau of Labor Statistics, only 26% of employees with part-time …
Can HRAs reimburse long-term care premiums?
Long-term care insurance is a great coverage option that protects individuals from the financial burden of extended medical care. About 70% of American adults a …
What are health insurance rewards programs, and how do they impact HRAs?
A recent Talker Research survey found that 60% of Americans rate their holistic health as average. Many participants are looking to eat healthier, age well, and …
What is a 1099 employee?
Are you hiring for a short-term project or struggling to fill a permanent role? You may consider hiring an independent contractor. Recently, more workers have b …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
How HSA contribution limits work for spouses
