4 Common questions about health reimbursement arrangements (HRAs)
Since health reimbursement arrangements (HRAs) were first introduced, regulations have changed significantly in a back-and-forth way. As regulations flip-floppe …
Does the ICHRA require a summary of benefits and coverage?
Since 2012, the federal government has required employers offering a group health plan to provide eligible participants with an easy-to-understand summary of a …
What a Biden Administration may mean for ICHRA and QSEHRA benefits
As Americans start to absorb the outcome of the elections, many businesses and nonprofit organizations are asking what a new, Democrat-led presidential administ …
The Benefits and Perks Your Company Should Be Offering
Employee experience matters. We focus so much of our attention on business outcomes and customers that often our employee experience is lacking without us reali …
ICHRA affordability and premium tax credits
Editors note: A newer, more detailed version of this blog post is available, called "The ICHRA and premium tax credits: What are the rules?" On June 13, 2019, t …
High deductible health plan: is it right for my organization?
Employers have a number of health plan options to choose from when it comes to offering a health benefit to employees. One option is a high deductible health pl …
Business owner eligibility under a group coverage HRA [infographic]
An integrated health reimbursement arrangement (HRA), or group coverage HRA (GCHRA), is a health benefit for companies of all sizes looking to supplement their …
The CARES Act effect on HRAs, HSAs, and FSAs
What is the CARES Act? The Coronavirus Aid, Relief, and Economic Security Act (CARES Act) is a bill passed by the U.S. federal government on March 27, 2020. The …
Leveraging HRAs as a health insurance broker
A good health insurance broker wears many hats. Beyond simply selling health insurance, they’re viewed by their customers as a trusted advisor and an industry e …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
What percent of health insurance is paid by employers?
