IRS decreases employer mandate penalties for 2025
For the first time, the Internal Revenue Service (IRS) is reducing penalties for employers who don’t meet the federal government's requirements for health insur …
Level-funded vs. self-funded health plans
Small employers shopping for a health plan face the critical task of finding a policy that balances cost, coverage, and the well-being of their employees. While …
What is an HRA?
Offering a health benefit is a big financial decision for employers and business owners alike. You have to consider things like cost, flexibility, and medical s …
QSEHRA eligible expenses: What can you reimburse with a QSEHRA?
The qualified small employer health reimbursement arrangement (QSEHRA) is a game-changer for small businesses. It helps them attract and retain talent by provid …
What is a healthcare benefit allowance?
The rising cost of health insurance has many employers wondering how they can afford coverage for their employees. Many of them find that traditional group heal …
Should you outsource your benefits administration?
If you're a small employer with little HR support, handling employee benefits might be challenging and time-consuming. If that’s the case, you may consider outs …
Which QSEHRA deadlines do you need to know?
The qualified small employer health reimbursement arrangement (QSEHRA) is an excellent choice for small businesses looking to offer health insurance benefits on …
How to become an employer of choice
As an employer, your goal isn't just to promote your organization's products or services. You also need to promote your organization as a desirable workplace. A …
What are the metallic tiers of health insurance coverage?
One goal of the Affordable Care Act (ACA) is to improve access to affordable health insurance plans for individuals without employer-sponsored coverage. The sta …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
How HSA contribution limits work for spouses
