
Public vs. private health insurance exchanges
Health insurance coverage can help minimize your out-of-pocket costs for medical care. If you don’t have employer-sponsored health insurance, you can enroll in …

The difference between direct primary care and concierge medicine
It can often feel like your doctor is quick to get out the door and on to see their next patient. Unfortunately, that's because they're often on tight schedules …

Health insurance options for vision clinic employees
The Vision Council1 found that nearly 64% of adult Americans wear prescription eyeglasses. That's 166.5 million people who rely on vision clinics for their comp …

The QSEHRA and HIPAA privacy requirements: What are the rules?
Small employers are increasingly seeking innovative ways to provide their employees with health benefits amid rising health insurance costs. The qualified small …

What is employer-sponsored health insurance?
In today's competitive labor market, employee benefits are more important than ever. According to our 2024 Employee Benefits Survey, 81% of employees consider a …

HSA vs. FSA: What's the difference?
Health savings accounts (HSAs) and flexible spending accounts (FSAs) are two common savings vehicles that can help you manage your medical costs. Yet, many peop …

IRS decreases employer mandate penalties for 2025
For the first time, the Internal Revenue Service (IRS) is reducing penalties for employers who don’t meet the federal government's requirements for health insur …

Level-funded vs. self-funded health plans
Small employers shopping for a health plan face the critical task of finding a policy that balances cost, coverage, and the well-being of their employees. While …

What is an HRA?
Offering a health benefit is a big financial decision for employers and business owners alike. You have to consider things like cost, flexibility, and medical s …