What is actuarial value?
The Affordable Care Act (ACA) requires health insurance plans on the individual and small group markets to meet certain coverage levels. Each level of coverage …
What is minimum essential coverage (MEC)?
Under the Affordable Care Act (ACA), minimum essential coverage (MEC) is any health insurance coverage that meets the individual shared responsibility requireme …
Health insurance options for independent law firms
The decision to offer health benefits can make a world of difference in your practice. It can boost employee morale, enhance workplace culture, and improve your …
How to improve employee retention with a workplace wellness program
Are you struggling with high employee turnover? While many businesses focus on recruitment, creating a positive work environment for existing employees is equal …
HRAs and healthcare ministry sharing programs
Soaring health insurance expenses have led both employers and individuals to search for more cost-effective coverage options. Employers might consider implement …
Why you should offer small business employee benefits
Investing in small business employee benefits isn’t just about offering nice perks. It’s a strategic move that can increase employee morale, improve productivit …
The eight small business owner structures
When starting a business, one of the most important steps is deciding which structure your organization will have. As a business owner, you get to pick which ty …
Six tools every health insurance agent should have
In the competitive insurance industry, success isn't just about selling policies. It's about building trust, managing relationships, and providing exceptional s …
Individual coverage HRAs (ICHRA) and Medicare
The individual coverage health reimbursement arrangement (ICHRA) is a great option for employers who want to provide affordable health benefits to their employe …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
How HSA contribution limits work for spouses
