Is our organization’s health coverage considered minimum value?
If you’re an employer with 50 or more full-time equivalent employees (FTEs), the federal government considers you an applicable large employer (ALE). As a resul …
Popular health insurance alternatives
Small businesses often face challenges when providing health insurance for employees due to the high costs associated with traditional group health insurance pl …
Guide to MEC plans
Some employers must provide a health insurance plan with minimum essential coverage (MEC) to avoid penalties under the Affordable Care Act (ACA) and ensure empl …
Employee retention: The real cost of losing an employee
Attracting and retaining talented people is vital for an organization's success. Organizations need to invest in recruitment and retention strategies to thrive …
What is a field marketing organization (FMO)?
If you want to take your insurance business to the next level, you need to understand the ins and outs of working with field marketing organizations (FMOs). An …
Five advantages of individual health insurance
With so many health insurance options to choose from, how do you know what's best for your business? Group plans have traditionally been a popular choice for em …
What are the ICHRA plan document requirements?
The individual coverage health reimbursement arrangement (ICHRA) allows employers to provide a health benefit in which they can reimburse their employees, tax-f …
Can you put non-family members on your health insurance?
In most cases, health insurance plans cover the policyholder and their immediate family members. However, some individuals may be able to add non-family members …
How to keep millennial employees motivated and happy
Millennials, also known as Generation Y, are the largest generation in the workforce today. A Deloitte report1 found that millennials will represent 75% of the …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
How HSA contribution limits work for spouses
