
What is internal marketing, and how can it benefit your business?
When people think of marketing, they generally picture one type of marketing strategy. But there are actually many different kinds of marketing. External market …

What is employee turnover and what causes it?
Losing talented employees isn’t just frustrating—it’s costly. Every resignation means lost productivity and increased hiring expenses. Keeping skilled workers a …

Do HRAs and HSAs work together?
The world of health insurance is filled with acronyms. While they can be difficult to decipher, understanding them can help you better understand your healthcar …

How to cultivate employee financial literacy
Financial literacy isn't something that's commonly taught in school. Unfortunately, this oversight is costing employees their hard-earned money. A report from t …

What is guaranteed issue in health insurance?
Navigating the complexities of health insurance coverage is often a challenge, especially for those with known medical conditions. With so many choices, confusi …

What is reference-based pricing (RBP)?
If you're seeking a budget-friendly approach to providing health benefits, you might find fully-insured plans less than appealing. They're expensive and don't o …

What is actuarial value?
The Affordable Care Act (ACA) requires health insurance plans on the individual and small group markets to meet certain coverage levels. Each level of coverage …

What is minimum essential coverage (MEC)?
Under the Affordable Care Act (ACA), minimum essential coverage (MEC) is any health insurance coverage that meets the individual shared responsibility requireme …

Health insurance options for independent law firms
The decision to offer health benefits can make a world of difference in your practice. It can boost employee morale, enhance workplace culture, and improve your …